For UK earners over £100,000
Cross £100k? Don’t cross your fingers.
Above £100,000 your tax-free Personal Allowance starts disappearing — meaning each extra pound earned can be taxed surprisingly hard. TaxHalo shows the impact live so you can plan, not panic.
No jargon. No spreadsheets. Free to start.
What you’re dealing with
- An effective tax rate that jumps sharply once your income clears £100,000.
- Bonuses, dividends, or share income that can push you over a threshold without warning.
- Pension contributions and salary sacrifice that could reduce the hit — if you act in time.
- A Self Assessment return where every extra detail matters.
How TaxHalo helps
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The £100k cliff, made visible
A live estimate that shows exactly when you cross thresholds and what the next pound of income really costs you.
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Income from every source
PAYE, dividends, savings interest, and self-employment profit blended into one clear picture.
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Tax efficiencies in plain English
See the effect of pension contributions, salary sacrifice, and other reliefs on your estimated bill.
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No nasty January
Your Self Assessment isn’t a guessing game — you know what’s due and when, all year.
What you’ll see in TaxHalo
A live dashboard with your blended income, your estimated bill, and the impact of every adjustment — clearly, in plain English.
Common high-earner questions
Why does my tax-free allowance disappear above £100,000?
For income over £100,000, the Personal Allowance reduces by £1 for every £2 you earn, fully tapering away by around £125,140. TaxHalo’s high-earner panel flags this clearly and shows the live impact on your estimate.
Can TaxHalo handle pension contributions and salary sacrifice?
Yes. The tax efficiencies module lets you record pension contributions and salary sacrifice arrangements so you can see the effect on your estimated bill before you commit.
Does it cover dividends and savings interest?
Yes. Personal income streams — employment, dividends, and savings interest — all feed into your estimate. Trend-based projections are available for dividend and interest income.
Will it tell me what to do next?
TaxHalo gives plain-English guidance and clear next steps. It doesn’t replace personal advice, but it helps you arrive at any conversation with your adviser knowing what the numbers actually look like.
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Ready to take the surprise out of high-earner tax?
Start free, see the £100k impact clearly, and plan with confidence.
Add your income in minutes. Watch your live estimate update with every change. Make decisions earlier, not later.
A quick note. TaxHalo gives general guidance to help you stay organised and make better tax decisions. It isn’t personalised tax, legal, or financial advice. For advice on your specific situation, speak to a qualified accountant or adviser.